401k IRA choices?

In very simple language how do you use your 401k or IRA to make investment, ( stock, bonds, mutral funds) What is the out of danger but profitable choice? give me exsamples please.

Is Altria(MO) a right stock to buy...


What's better, mutual funds or single stocks?


check on americanfunds.com, they hold awesome funds with low fees & experienced nouns.

it is not so much picking the right management firm as it is picking the right funds for your age,risk tolerance, and goal.

you invest into the fund every week, month or year and let the sleight of hand of compound interest do all the work!

what is a stall fund?



Answers:    In a 401, you are given a catalogue of investments that you can choose from...in a self-directed IRA, the unbroken scope of investing should be open out to you ( mutual funds, stocks, ETFs, )
In either grip it takes purely a little bit of reading at a couple of " beginner's investing" sites to receive a decent perception of what to invest in. look at finance/yahoo...or moneycentral/msn.
It is not as complicated as it sounds. you'll acquire the hang of it even it you of late buy into one mutual fund and then revise to track your progress...and get interested plenty to make change... either looking foir more profit or more sanctuary.
WHATEVER you do you'll come out ahead of just good at the bank.( that's a lost bring, because the cost of living goes up faster than the interest profit you are making)

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