While I am 31, not married, and without kids, I wonder if a entity can start investing money in this plan prior to have a child. A little unsure. As my boyfriend and I are making serious moves towards marriage and have children, I have begin to wonder what financial moves can we take precipitate on (once we're married, of course).

http://money.aol.com/top5/investing/mone...

Top 10mutual fund(SIP)?

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Answers:    Yes, you can open the 529 for you fact list yourself as the account owner and beneficiary, and next change the beneficiary when you hold a child. Generally the account owner can conversion the designated beneficiary at any time.
There are no tax consequences to varying the designated beneficiary as long as
1) the new beneficiary is a accomplice of the family of the matured beneficiary
2) for GST tax purposes, the tentative beneficiary is assigned to the same contemporaries as (or a higher equals than) the old beneficiary.
Member of the own flesh and blood is defined to mean:
A son or daughter, or a nouns of either;
A stepson or stepdaughter;
A brother, sister, stepbrother, or stepsister;
The father or mother, or an ancestor of any;
A stepfather or stepmother;
A cousin;
A son or daughter of a brother or sister;
A brother or sister of the father or mother;
A son-in-law, daughter-in-law, father-in-law, mother-in-law, brother-in-law, or sister-in-law; or
The spouse of the designated beneficiary or the spouse of any individual described in one through nine above.

Hope that help!

Is it time to deal in precious...

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