When looking a various option to invest a small sum, such as savings accounts, money marketplace or certificates of deposit, I grasp confused on the quoted interest rates. I understand the rate is compounded each day and added monthly but how do I determine the rate when given the figure, 0.10% on let say $1000.00? I know I probably hold to move the decimal but not sure which way. I own another rate telling me it is 2.18% but I assume on the other hand again I must float the decimal. Can someone provide some insight?

What's the criteria used for a stock...

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Answers:   I would have the provider for the commentary state what your balance would be after 1 year near an initial deposit of $1000.
This way you would enjoy a comparison of your gains between the different accounts and interest methods.

If the lattice after one year is 2.18% that would be $21.80 on your investment of $1000.

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